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Credit Manager (Tamil Nadu)

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ING Vysya Bank Ltd. - Date posted: 22 Aug 2017
the business dynamics, products on offer, various segments to whom we lend, ensuring discipline in adherence to processes involved in credit buying Underwriting & making proposals of business loans and other products as per location requirement(BL OD, LAP) manage the credit processing agent s activities ensure systematic verification processes and coordinate with verification agencies be up to date on industries we lend and business environment in general, take appropriate credit decision, monitor the portfolio sourced, understand and interpret the portfolio quality interact with sourcing agents co-ordinate with internal and external auditors get the best audit rating in internal audits. Job requirements: Good understanding of economy and implications of economic policies, Dynamics of international economic events on Indian economy, industry and segments, understanding of functioning various industries / segments cost matrix, competitors, laws applicable good understanding of financials to arrive at a decision on lending and recoverability of loans granted. Skills & Experience Ability to analyse news, information, change in laws, financial data and assess its future impact on the business of the loan applicant, segment / industry in which the applicant function, segment in which we operate. Generally strong analytical and futuristic intuitive skills are the need of the job ...

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